Comprehensive Planning Overview
Individuals: $4,200/yr
couples: $5,400/yr
(Billed monthly)
Introductory Meetings
(Month 1)
Two complimentary meetings to determine fit, gather information, and recommend next steps.
Think About It
Take your time to determine whether Kardinal Financial is right for you.
Onboarding
(Months 2-6)
Several meetings to begin implementing your financial plan.
Transition
Review progress, outstanding action items, and transition to ongoing relationship schedule.
Ongoing Relationship
(Months 6+)
A regular meeting cadence and proactive communication ensures your plan evolves with you.
See below for additional detail.
Introductory Meetings and Onboarding
Introductory Phase
(Month 1)
Complimentary Consultations
-
Introductory Meeting
(30 minutes)
- Learn about you
- Understand whether we are a good fit
- Gather information for proposal
-
Recommendations
Meeting - Review your current financial dashboard
- Lay out initial roadmap
- Decide whether to become a client
Onboarding Phase
(Months 2-6)
Plan Design & Implementation
-
Get Organized Meeting
- Get clear on your priorities and values
- Organize key financial documents
- Get set-up on financial planning hub
-
Priorities & Risk Meeting
- Determine strategies and processes for your priorities
- Review risk management framework
- Emergency fund, beneficiary designations, life & disability coverage, estate planning
-
Investments & Tax Meeting
- Retirement and education planning
- Identify risk tolerance and strategy for each investment account/goal
- Review previous year tax return and tax planning opportunities
-
Review & Transition Meeting
- Review progress and outstanding action items
- Review updated financial statements
- Transition to ongoing relationship schedule
Ongoing Relationship
Plan monitoring, review, and implementation
Winter
meeting
Year in Review
Cash flow and Net Worth Update
Confirm Values & Priorities
Spring
meeting
Retirement & Education planning
Investment Review
Tax Return Review & Planning
Fall
meeting
Risk Management Review
Company Benefit & Open Enrollment Review
Insurance & Estate Planning Review
Year-Round
Service
Ad-hoc meetings as your life changes
Proactive review and communication
Professional investment management